Now that, that don't kill me...

Some AI News to Think About

The New Redlining? How AI Could Rewrite—or Repeat—Our Financial Future…

AI-driven lending is becoming the new gatekeeper of financial opportunity, and for Black people, that shift brings both real risks and real possibilities. For decades, discriminatory lending practices—redlining, biased underwriting, inflated interest rates—have limited access to mortgages, business capital, and generational wealth. Now, as banks pour billions into AI, those same barriers risk being rebuilt inside algorithms. When AI is trained on biased historical data, it can replicate the very patterns that shut Black borrowers out: higher denial rates, higher interest costs, and less access to refinancing. Studies already show Black applicants are rejected at twice the rate of white borrowers, and machine-learning systems often amplify gaps by targeting communities with fewer banking options.

At the same time, AI—if designed responsibly—could be one of the most powerful tools for financial fairness in a generation. Automation has already increased PPP loan access for Black businesses, and transparent, well-regulated models could expand credit to millions who have been labeled “high risk” simply because of where they live, how they bank, or gaps in their credit history.

But that outcome isn’t guaranteed. With the rollback of federal AI safeguards, the burden shifts to developers, regulators, and investors to insist on oversight, diverse design teams, and accountability. Without deliberate action, AI will scale up inequality. With intention, it could finally scale economic opportunity.

Some AI Tools to Supercharge Your Productivity

Respeecher: https://www.respeecher.com/

Respeecher is clutch when you need a professional voice but don’t have the budget, the time, or the perfect vocal cords. It clones voices, adds emotion, and makes your audio sound studio-level without touching a mic. Great for podcasts, videos, narrations—anything that needs polish and personality without the stress of hiring talent.

Modul: https://www.modul.page/

Modul is perfect when you’ve got something important to share but zero time for design drama. You drop in your ideas, and it turns them into clean, good-looking slides instantly. No templates to fight with, no layout stress—just fast, polished presentations that make you look way more organized than you actually feel.

Hatable: https://www.hatable.art/

Hatable gives you the kind of honest feedback your friends are too polite to say out loud. It scans your site, trashes your weak spots, and forces you to fix what’s actually confusing. It hurts, but in a good way—like a workout for your brand. You come out clearer, sharper, and way more effective.

Some AI-Generated Images to Entertain You

I invited all the NBA greatest players over for dinner…

Artist: Esh-El